The law on Amendments to the Law on Leasing of the Federation of Bosnia and Herzegovina (FBiH) was published in the “Official Gazette of FBiH” no. 36 on May 15^th 2026, and came into power within eight days of the publication.

The reasons for passing the Law are the improvement and refinement of the legal framework for leasing operations, the strengthening of supervision over leasing companies and banks, the clearer regulation of the rights of users after the termination of the contract, the regulation of the purchase and sale of receivables, the enabling of the control of leasing companies over the servicing of leased items in their ownership, the establishment of a legal framework for the association of leasing companies, the compliance of supervisory and appeal procedures before the Banking Agency of FBiH (hereinafter: the “Agency”), and the compliance with regulations in the field of accounting and auditing.

Compared to previous solutions, the amendments include the following:

• specified application of regulations in matters not regulated by law (obligatory relations, user and consumer protection, AML, accounting and auditing, Agency regulations);
• introduced the possibility of establishing an independent professional association of leasing companies;
• expanded range of activities of leasing companies (lease, mediation in insurance, servicing of leased items, spare parts, etc.), with a ban on receiving deposits and granting loans and credits;
• changes in the Agency’s procedures (extension of decision-making deadlines, prior approval for statutes and changes, specification of conditions for issuing and revoking permits);
• change of legal protection (appeal to the Agency’s second instance commission);
• more detailed regulation of the conditions for the supervisory board and the introduction of the prior consent of the Agency;
• an audit committee was introduced with prescribed composition, mandate and competences;
• a detailed institute for the purchase and sale of receivables with the authorization of the Agency and the protection of leasing users; and
• increased ranges of fines and expanded number of violations.

It is expected that the new legal provisions will improve the legal framework of the leasing sector, strengthen regulatory supervision, but also increase the level of legal security of participants in the leasing market.